When Experience Counts


Sonya Lenzo has been creating workers compensation solutions for her customers for 30 years. She has been an underwriter, a producer and a buyer of construction and technology insurance. She has worked in a Home Office environment and will bring all these skills to you and craft win-win solutions to maximize employee morale for your work family, using the latest tools for Return to Work and Disability Management.

Her service is so excellent that she backs it up with a 24 hour  $500 cash back guarantee.

Interested in a Crisis Management plan for your company? Call her today for a free analysis! 

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651-587-9717

SECRETS TO SAVING MONEY ON YOUR WORKERS COMPENSATION INSURANCE

  1. Be sure that you are with the correct carrier for you....ask your Agent or Broker to show you where your carrier ranks with the NCCI against the rest of the industry for speed of claims payments and for cost of claims payments.
  2. Be sure that you are getting every credit you are entitled to: McPap, drug, managed care, arbitration, etc.
  3. Find out about OSHA Safety Grants.
  4. Find out what your carrier offers in the way of Safety and Loss Control. Most have web sites that offer material, brochures and training online.
  5. Be sure that you are with an agent/broker and agent that knows your class of business.
  6. Every agent says their service is great, but service actually varies a lot between agencies. Determine what you need and interview agents til you really get what YOU need.
  7. If you have an experince mod over 1.00 ask your agent what additional help you can get to get that mod down. There are resources available to help you.
  8. Determine how much of a risk taker you are....investigate deductible plans if your loss history is good and predictable.
  9. If you belong to an association, check with your peers on carriers and agents that have performed well.
  10. Today the market is soft. You should be seeing significant savings on renewal.

CARRIERS I WRITE WITH:

Wausau Insurance Company

Indiana

Western National Group

Chubb

Hartford

AIG

ACE

Travelers

ALLIED

RTW

Argonaut